When it comes down to money and saving it, no one is perfect, and some of us have a problem managing our cash daily.
We need a better and smarter approach to handling our money and stop wasting.
The great news is there a solution to every problem?
We are here to give you some great ideas to save your money better every day.
One day at a time will add up to a month, then a year. Now let’s get started ladies.
Save money on your everyday shopping
Ladies, this is the most important one! You are losing cash if you are not saving money every time you go shopping.
It’s super easy and fast, and everyone should know about it
Here’s how it works; download the Ibotta free app on your phone. Do you regular grocery shopping as you always do. Once you purchase your items, keep your receipt and upload an image of that receipt into your Ibotta account.
For every receipt that you upload on Ibotta, you will get cash backs!
Here’s better news. You will receive $10 the first time you signup.
Ibotta doesn’t only work with grocery stores; it works with restaurants, bars, and online shopping!
So you have many opportunities to earn some serious cash every time you go to any of those places and spend money.
Ibotta can save up to $240 per year, so the advantage of this fantastic opportunity.
Starting today and stop wasting your money.
Be an excellent driver to save money on your Insurance
This one is super interesting and the smartest way to save money on your car insurance. We all know car insurances can be expensive, and yet it’s just to have in many states.
Here are whats on fair if you are younger your insurance cost is higher because you are more at risk.
But what if you are a good driver, or are willing to change your driving habits to save money every month? 😉
If you are an excellent driver, Root Insurance will help you keep your money on your car insurance. You can potentially save up to $1,187 a year! Sounds pretty sweet right?
This company uses AI to give you the most affordable insurance policy.
Here’s how they determine if you are a great river or a bad one!!
Once you download the app on your phone and you “Enable Location,” then the app will start testing your driving behavior for 2-3 weeks! You don’t need to use the app when you are driving, enabling the location will have the app work quietly in the background and analyze the way you are driving.
After your test, which could take a few weeks, you will then get a driving score to let you know if you are a good or bad driver.
At the end of your test, you will receive a quote; if you like your new quote, and you feel like it’s affordable, you can purchase it right away in the app.
It is easy to get started with Root Insurance. Just download the app on your phone, and it will only take you 47 seconds to complete your personal information.
Save money on your Bank Account
We all have been there and experienced the pain of banks charging us on either maintenance fees, overdraft fees, or some other “random” fees!
Those fees will slowly add up, and it will be close to $150 a year going out of your bank account. But that’s unfair charges going to trash!!
You can stop all this mess today and change it around with chime.
Chime is a mobile app banking with no hidden and random fees! They are what every bank SHOULD BE.
No monthly fees required, you don’t need to have any money on your account, no more annoying overdraft fees and it’s insured with FDIC for up to $250,000
Now here’s better news. Chime process your employer’s checks, so you get paid earlier!
Please don’t waste your time with traditional banking and get started with a new way of living your life.
Monthly Bills and Money Management
Most of us are guilty with forgetting with subscribing somewhere that it’s still charging us here and there on a monthly bases!
For example, you shopped once with Amazon and accepted amazon prime, and it’s still charging you every month, Stop this today and take control over that random subscription money going out of your account and making you lose cash!
You can easily do that with Truebill.
Truebill is an app that will help you lower your monthly bills, managing and controlling your subscriptions, and monitoring your internet and cable usage to make sure you are not going over your data.
Truebill is super safe and trustworthy, so you can easily connect it to any bank account you have! They have a clear and user-friendly dashboard for you to understand your account information billing information completely.
Here’s our favorite: Truebill will negotiate on your behalf for lower bills! For example, if there was a power outage in your area, Truebill will work on getting you credit! Sounds amazing right?!
Truebill is like your money manager, so why not take advantage of this source that can make your life so much easier.
How to Manage Your Insurance with Gabi
As we mentioned earlier, we all need to have insurance, whether for car, home, or health we must have it, and there is no way around it!
But you don’t have to spend all your money on high insurance costs. There are many real ways to go about having insurance, and with Gabi, you have a great chance to save serious money every month on your insurance.
Gabi is an excellent source that will compare home and auto insurance policies.
They will pick the best fit for you that is the most affordable!
You can save up to $720 a year with no extra cost to use their app.
You should download their app on your phone, then create an account and upload in PDF your current policy into their app so they can use that information to match you up with a great deal.
With Gabi, there are no long and frustrating forms to fill out, and it only takes 1-2 minutes to complete the whole process.
Gabi is a licensed insurance broker, and they have a fantastic database and great information on many insurance policies.
Gabi is 100% free.
AI will save you Money
Start using your phone as your money manager by using tools on it like AI.
Charlie could be your best friend with saving money every month. You can meet Charlie through Texting or Facebook Messenger. You need to connect your bank account or cards with Charlie.
Then Charlie will start analyzing your finances and how much money you are spending on a monthly bases on your foods, shopping, gas, etc.,
Charlie will be your penguin virtual best friend, and he is entirely free!
If you want Charlie to be a part of your life, Download the Charlie App.
Drop is a free app that will let you earn gift cards on things you need to buy from your favorite stores or brands.
We mean any store, whether it’s Sephora, Target, Movies (AMC or Edwards) Amazon, etc.…
So here’s how it works; Anything you need to purchase from any stores and brands you are buying through their app and by doing that you will earn points and you can turn those points into gift cards from any on your favorite stores.
The drop will also give you a great deal and offers on, events, beauty, food, and much more.
The good news is that you will receive a $5 bonus the first time you download their app on your phone!
To start using Drop Click Here down.
How to lower your interest rate
Many of us have high-interest rates on so many different things that we don’t even know what to do! But today we have the perfect solution for you.
Start using Even Financial to be able to lower those high-interest rates!
Even Financial offers refinancing and consolidation, and it’s absolutely free and super easy to use.
There are only three simple steps to signup and get started with them.
Once you signup and create your profile, they will find you the best online lenders to give you the top of the line loan option. Those loans are usually anywhere between $1,000 and $100,000, and the length can be 24 to 48 months, but it depends on the lender company.
They can also help you with finding loans for just about anything!
Save Money on your Credit Cards
Some times when we have credit cards, it gets out of hand we get too excited and start spending without even realizing how much we are paying, and at the end of the month, we with debts after debts.
Don’t let this happen to you and take control over your credit card spending with Debitize.
Debitize is a free financial app that will turn your credit cards into your debit card! Say what?! Yup Debitize will allow you to connect your credits cards into your checking account.
When you swipe your Debitize Credit Card, it then immediately takes out the same amount from your checking out and saves it for you till the next billing when it’s time to pay your credit card.
It will also pay those credit cards bills for you with the money it stores.
What an incredible way to control your credit card spending, right?
Get started today with Debitize.
We hope this post was helpful, and you enjoyed and learned from it as much as we did!
We live in a time in history that ANYTHING is possible with AI and internet we can do about anything we want, so why not take control of our own lives and the way we are spending our money! When you are working hard to make money, you should be able to perfect that money as well, and you don’t have to see it go to waste!